Be yourself; Everyone else is already taken.
— Oscar Wilde.
This is the first post on my new blog. I’m just getting this new blog going, so stay tuned for more. Subscribe below to get notified when I post new updates.
How to Apply for a Small Personal Loan Online
You do get some advantages when you decide to apply for a small personal loan online instead of going to a regular bank or financial institution’s office or local branch. By the way I am not saying you should stop going to your banks for loan applications and do everything online. There are always advantages and disadvantages of everything. It’s just that with the Internet you are able to carry out things a lot faster.
With that said, when you apply for loans using the Internet, you get to pre-qualify for the loan almost instantly which let’s you know whether the loan will be approved or not. Also, using the Internet to apply for small personal loans saves you a lot of time in the process. This is obvious, right? Using the Internet for loan applications allows you the opportunity to compare various lenders within minutes so that you can make up your mind quickly as to which lender you want to make your application with.
You may still be required to send your documents through the mail after the loan has been approved online. However, this is way better than the traditional way of doing loan applications. Here are 5 points you should take with you when applying for a small loan online.
1. Select the best offer by comparing different lenders. Using loan comparison websites, review lenders based on interest rates, amount of loan offered, repayment terms and fees. There are also other lenders who do not give loans to applicants from some states or regions so bear that in mind.
2. After you have selected a lender who offer acceptable terms you are comfortable with, fill out the pre-qualification forms from their website. They usually ask you for your full name, where you live and how long you have lived there, annual income, employment details and personal assets such as a home, if you have one. Some lenders will ask you for references and the reasons why you need the loan so have those ready just in case.
3. With a small personal loan application made via the Internet, you might get an instant response through your email address. However, before the loan is finally granted, the lender would need to verify that the information you supplied on the form is true and correct. They may contact your employer and references you provided to cross-check with them.
4. The lender may need some documentation from you. These may include 3 months bank statement and a copy of your driver’s licence. If you are self-employed, you may have to send your tax returns. You can send these through the mail, fax them or visit a local branch to give these documents.
5. Once they receive real copies of the documents, because the small personal loan has already been approved online, you will receive the paperwork (contract) with the terms and conditions of the loan from the lender.
When you get the paperwork, it is important and to your own advantage to read and understand the terms of the loan before you finally sign and send it back to the bank. If there is something you do not understand or are not comfortable with, don’t ignore it. Get back to them for clarification.
Many people have followed these steps to get Quick Small Cash Loans, at very affordable rates and they will help you too if you use them when making your applications.
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Introduce Yourself (Example Post)
This is an example post, originally published as part of Blogging University. Enroll in one of our ten programs, and start your blog right.
You’re going to publish a post today. Don’t worry about how your blog looks. Don’t worry if you haven’t given it a name yet, or you’re feeling overwhelmed. Just click the “New Post” button, and tell us why you’re here.
Why do this?
- Because it gives new readers context. What are you about? Why should they read your blog?
- Because it will help you focus you own ideas about your blog and what you’d like to do with it.
The post can be short or long, a personal intro to your life or a bloggy mission statement, a manifesto for the future or a simple outline of your the types of things you hope to publish.
To help you get started, here are a few questions:
- Why are you blogging publicly, rather than keeping a personal journal?
- What topics do you think you’ll write about?
- Who would you love to connect with via your blog?
- If you blog successfully throughout the next year, what would you hope to have accomplished?
You’re not locked into any of this; one of the wonderful things about blogs is how they constantly evolve as we learn, grow, and interact with one another — but it’s good to know where and why you started, and articulating your goals may just give you a few other post ideas.
Can’t think how to get started? Just write the first thing that pops into your head. Anne Lamott, author of a book on writing we love, says that you need to give yourself permission to write a “crappy first draft”. Anne makes a great point — just start writing, and worry about editing it later.
When you’re ready to publish, give your post three to five tags that describe your blog’s focus — writing, photography, fiction, parenting, food, cars, movies, sports, whatever. These tags will help others who care about your topics find you in the Reader. Make sure one of the tags is “zerotohero,” so other new bloggers can find you, too.
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